What can you insure a hearing aid against?
If you wear a hearing aid every day, this device is of course very important. However, a lot can happen to your hearing aid. Who knows, you might fall and damage it, who knows, your device might be stolen or you might lose the hearing aid. That is why it can be useful to take out insurance. This way you can replace your hearing aid as soon as possible.
Although hearing aids have a factory warranty, they are not insured against loss or theft as standard. There are several insurance companies where you can take out insurance specifically for your hearing aid. Below we provide more information about the factory warranty, what you can insure your hearing aids against and the various insurance companies.
Hearing aid insurance for a defective hearing aid: standard 2 years
A hearing aid has a standard two-year manufacturer's warranty. At Online-HearingAids.com you can extend the warranty period from 2 years to 5 years for €99 per hearing aid and for €199 per hearing aid outside the EU. If the hearing aid is defective, it will first be investigated whether this was caused by normal use or by improper handling. If it is determined that the hearing aid is defective due to improper handling, this is not covered by the warranty and costs will be incurred.
What should I do if my hearing aid is defective?
Is your hearing aid defective? Then go through this checklist . There you will also find the instructions for sending the hearing aids in for repair if necessary.
Important: Do not attempt to repair the hearing aid yourself without consulting your hearing care professional. If you do and it goes wrong, the repair will not be covered by the warranty. Your hearing aid insurance will not cover this either.
If you have taken out hearing aid insurance and there are costs associated with the repair, you can declare these costs with the insurance company.
Hearing aid insurance for a lost device
If you have lost a hearing aid and you are insured for it, you can claim the costs for a replacement device from the insurance company. Most insurance companies do not use a depreciation scheme. This means that they reimburse on the basis of replacement. So even if the hearing aid is four years old, they will reimburse the amount for which the lost hearing aid is insured.
Tips
- Make sure you put the hearing aid in a fixed place when you take it out.
- If you notice that the hearing aid does not stay in place, contact your hearing care professional immediately. The hearing care professional can look for a solution so that the hearing aid stays in place well and securely so that you cannot lose it while wearing it.
- If you have lost your hearing aid, for example because your hearing aid was stolen, report this immediately to the municipality/police. If the hearing aid is found, they can contact you.
Hearing aid insurances that Online-HearingAids recommends:
Would you like to take out additional insurance to insure your hearing aid 100% against loss, irreparable damage, theft and more? Below is an overview of the insurance companies that offer hearing aid insurance:
