Reimbursement by health insurers
What can you insure your hearing aid against? The different types of hearing aid insurance explained.
If you wear a hearing aid every day, the hearing aid is of course very important to you. However, a lot can happen to your hearing aid. Who knows, you might have an unfortunate fall with damage, your device might be stolen or it might simply break. That is why it can be useful to take out hearing aid insurance.
Although hearing aids have a factory warranty, they are not insured against loss or theft as standard. There are various insurance companies where you can take out insurance specifically for your hearing aid. Below we provide more information about the factory warranty, what you can insure your hearing aids for and the various insurance companies.
Hearing aid insurance for a defective hearing aid: standard 2 years
A hearing aid has a standard two-year manufacturer's warranty. At Online Hearing Aid you can extend the warranty period from two to five years for €99.00 per hearing aid.
What should I do if my hearing aid is defective?
Is your hearing aid broken? Go through the checklist that we have online. There you will also find instructions for sending your hearing aids in for repair.
Important: Do not attempt to repair the hearing aid without consulting your hearing care professional, because if you do, and it goes wrong, the repair will not be covered by the warranty. Your hearing aid insurance will not cover this either.
If you have taken out hearing aid insurance and there are costs associated with the repair, you can declare these costs to the insurance company.
Hearing aid insurance for a lost device
If you have lost a hearing aid and are insured for it, you can claim the replacement costs from the insurance company. Most insurers do not use a depreciation scheme, which means that they reimburse on the basis of replacement. So even if the hearing aid is four years old, they will reimburse the amount for which the lost hearing aid is insured.
Hearing aid insurance recommended by Online-HearingAids.com:
Hearing aid insurances that Onlinehoortoestel recommends:
Would you like to take out additional insurance to insure your hearing aid 100% against loss, irreparable damage, theft and more? Below is an overview of the insurance companies that offer hearing aid insurance:
Is hearing aid insurance deductible?
If you buy a hearing aid that is not covered by your health insurance, you will have to pay for it (partly) yourself. Usually you can deduct these costs from your tax return, which is nice. The additional insurance for a hearing aid is not deductible.
We hope this has provided you with more information so that you can take out the right hearing aid insurance!